JOSEPH MOMOH CONTEH; MUSA ABDULLAH KARGBO; DR. DANTE ALLIE BENDU. PAYMENT SYSTEMS AND MOBILE MONEY AS DRIVERS OF FINANCIAL INCLUSION: BALANCING INNOVATION WITH FINANCIAL INTEGRITY IN SIERRA LEONE. International Journal of Social Science, Management and Economics Research, [S. l.], v. 4, n. 4, p. 86–120, 2026. DOI: 10.61421/IJSSMER.2026.4407. Disponível em: https://ijssmer.com/pub/ijssmer/article/view/140. Acesso em: 27 aug. 2026.