Mobilization of Deposit in Commercial Banks of Ethiopia: Conceptual Model Development through Literature Review

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Mobilization of Deposit in Commercial Banks of Ethiopia: Conceptual Model Development through Literature Review

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Dugo Debesso

MBA, Department of Management, College of Business & Economics, Bule Hora University, Ethiopia
&

Shashi Kant*

Assistant Professor, Department of Management, College of Business & Economics, Bule Hora University, Ethiopia

DOI – https://doi.org/10.61421/IJSSMER.2023.1304

ABSTRACT

The purpose of this study is to provide a conceptual framework and determine the factors influencing deposit mobilisation in Ethiopia’s commercial banks using the literature that is currently accessible. The bank’s yearly incremental deposit plan, which calls for the easy mobilisation of a sizable sum of money from the communities, is no longer the optimum method for undertaking deposit mobilisation. The literature relating to factors influencing deposit mobilisation at Ethiopia’s commercial banks is presented in this overview of the literature.  As a result, there are three sections to the literature review. The introduction linked to overviews of deposit mobilisation in Ethiopian commercial banks and factors affecting deposit mobilisation are covered in the first portion of the literature review. The second portion looks at empirical concerns regarding the factors influencing deposit mobilisation. The conceptual framework for deposit mobilisation is shown in the third section, followed by the literature gap of the evaluated literature. Researchers framed the conceptual framework for the research’s future course using the most recent available literature.

Keywords: Deposit Mobilization, Lagged value of deposit, Economic Growth, Interest Rate

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